The most common types of Employee Benefits are listed below. For more information on a specific benefit or line of insurance, please contact us.
Group Health Insurance:
To be competitive when trying to attract the best employees, most businesses need to offer their workers health insurance. This insurance offers a health coverage benefit to your employees (and you) at a much lower rate than obtaining individual health insurance. Most group health products offered include:
Group Medical
Group Life
Group Dental
Short Term Disability
Long Term Disability
Voluntary Products (Aflac ®)
Trying to determine which plan is right for your business can be a daunting task. Please contact us so we can help you develop a plan that is right for you.
Dental & Vision:
This coverage can be added to a group health insurance plan but will be rated separately.
Short Term Health:
Several companies offer short-term health coverage for as little as 31 days, or as long as one year. This coverage is beneficial If you are in-between jobs, looking for a low cost alternative to COBRA, a recent college graduate, or waiting for employer sponsored coverage.
Individual Health:
Some Insurance companies that offer individual insurance for one person or a family have the ability to decide whom they will and will not insure. In most cases, there are no payments for preexisting health conditions on most individual health policies. This is one of the major benefits to a group health insurance plan. For healthy individuals and families, individual insurance can offer a lower cost alternative to employer sponsored group health.
Aflac®:
If you have ever been out of work because of an illness or accident, you know the two most important issues are peace of mind and money to pay your bills. These individual policies add extra coverage and come in many different types including:
